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Open-loop prepaid card are
|“||prepaid cards that typically carry a card network brand logo (such as Visa, MasterCard, American Express, or Discover). These cards can be used at a wide variety of merchants that accept or honor cards displaying that brand. They generally are issued by financial institutions. Due in part to higher compliance and consumer service costs, there cards are more likely to expire and to be subject to fees compared to closed-loop prepaid cards, including card issuance and transaction-based fees. Many state gift card laws do not apply to open-loop bank-issued prepaid cards.||”|