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Electronic Check Presentment

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Definition Edit

Electronic Check Presentment (ECP) is a

[c]heck truncation methodology in which the paper check’s MICR line information is captured and stored electronically for presentment. The physical checks may or may not be presented after the electronic files are delivered, depending on the type of ECP service that is used.[1]


References Edit

  1. FFIEC IT Examination Handbook, Retail Payment Systems, Appendix B: Glossary (full-text).

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