Collecting bank Edit History Talk0 23,622pages on this wiki Definition Edit A collecting bank is "any bank handling a check for collection except the paying bank.[1] References Edit ↑ 12 U.S.C. §5002(3)(3)(A}. Read more A user fee is ↑ AR 25-1, at 131. User fee (o)(1) Personally identifiable financial information means any information: (i) A consumer... Personally identifiable financial information Electronic Check Presentment (ECP) is a ↑ FFIEC IT Examination Handbook, Retail Payment Systems... Electronic Check Presentment Categories: Financial Definition Add category Cancel Save