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This report gives a brief overview of the FTC's role in the enforcement and the interpretation of the FCRA, followed by an FTC Staff Summary of Interpretations of the FCRA ("Staff Summary") in a section-by-section format. Commission staff anticipates that this report and the Staff Summary will be of aid to the CFPB as it takes over many of the interpretive functions under the FCRA as of July 21, 2011.